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See what you really pay after refunds, disputes, international fees, and FX conversion. No account needed.
% of volume refunded each month
% of transactions disputed
% of volume from non-domestic cards
% of international volume with currency conversion
Effective rate
4.18%
Headline 2.90% + 1.28% hidden
Hidden cost / mo
$2,051
above headline rate
Hidden cost / yr
$24,607
annualised
Cost breakdown
Based on 3,846 transactions / $250,000 monthly volume
You're paying 4.18% — 1.28% above headline rate
This is an estimate. LeakGuard shows you the real numbers from your actual Stripe data — with ranked cost drivers, trend analysis, and automated monthly reports.
See your real numbers — Install LeakGuardCalculations use published Stripe fees as of April 2026. This tool provides estimates, not financial advice.